The Six Types of Car Insurance in 2022

The Six Types of Car Insurance in 2022

After an accident, pays for other people's expenses. required in almost all states.

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Liability Car Insurance

Pays to repair or replace the policyholder's car after an accident, regardless of fault. Only required for leased or financed vehicles.

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Collision Car insurance

Pays to repair or replace the policyholder's car after an accident, regardless of fault. Only required for leased or financed vehicles.

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Comprehensive Car Insurance 

Pays for the policyholder's direct and indirect medical expenses following an accident. Twelve states have made it mandatory.

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Personal Injury Protection

Covers vehicle damage and medical expenses after an accident with an uninsured/underinsured driver. Required in 20 states. 

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Uninsured/Underinsured Motorist Coverage

Pays for the policyholder's direct medical expenses following an accident. In two states, it is required.

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Medical Payments (MedPay) Coverage

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